General Liability Insurance
General liability Insurance, also known as “commercial liability insurance” is a broad commercial insurance policy that covers bodily injury or property damage on the business premises or due to the business’ operations, products or personal and advertising injury. Coastal Oak Insurance Services recommends that all businesses have general liability coverage in place.
What you need to know about commercial liability insurance
Take a look at the list below for general liability coverages that are often provided.
Premises/Ongoing Operations: Coverage for bodily injury or property damage that can occur to the public if they are at your place of business or arise out of the insured’s business operations while such operations are in progress.
Products/Completed Operations: Coverage for bodily injury or property damage arising out of the insured’s products or the insured’s completed work.
Personal and Advertising Injury: Coverage to protect the named insured from claims for which they may be liable for, other than bodily injury. Liable, slander, false arrest, and wrongful conviction to name a few.
Medical Expense: Reimbursement to others for their medical bills if you’re found liable for bodily injury.
To find out more about these, as well as other products and services, call Coastal Oak Insurance Services at 949-519-3738 and we’ll help make sure you’re properly covered with a General Liability Insurance Policy.